Rakshatha Murching

Rakshatha Murching

India’s Data Law: What It Means for Global Payments

India’s Data Law: What It Means for Global Payments

The Hidden Complexity of Cross-Border Payments For modern businesses, international payments may seem straightforward, just a transfer of funds from one account to another. However, beneath the surface lies a complex web of sensitive personal data flowing across borders. Each payment instruction carries names, account numbers, and identification details, shared

Card 3-D Secure (3DS2) Explained: What Product Teams, Banks, and Cross-Border Partners Need to Know

Card 3-D Secure (3DS2) Explained: What Product Teams, Banks, and Cross-Border Partners Need to Know

3DS2 is the industry's answer to rising fraud and one-tap expectations, balancing global compliance (PSD2/RBI) with a frictionless, intelligent checkout experience.

Building Trust at Scale: How RegTech Standards Are Shaping the Future of PSPs

Building Trust at Scale: How RegTech Standards Are Shaping the Future of PSPs

As global commerce accelerates, the infrastructure that powers it must evolve too, not just for speed and scale, but for safety and trust. At the heart of this evolution is Regulatory Technology (RegTech) — a field quietly transforming how businesses meet compliance requirements in real time. At Glomo, we see RegTech

Demystifying FEMA: What Enterprises Need to Know About Cross-Border Compliance

Demystifying FEMA: What Enterprises Need to Know About Cross-Border Compliance

If you're an Indian business eyeing global markets, or a fintech enthusiast trying to decode the maze of cross-border payments, you've probably heard of FEMA. But what exactly is it, and why does it matter so much? We will break it down in our step by

Tokenization: Strategic Considerations for Global Enterprises

Tokenization: Strategic Considerations for Global Enterprises

The Enterprise-Scale Case for Tokenization Global enterprises today operate in an environment where payment data security, regulatory complexity, and customer experience expectations intersect with enormous operational scale. Tokenization addresses all three. Tokenization replaces sensitive information—like card numbers or account details—with algorithmically generated tokens. These tokens can traverse networks,

GIFT City: India’s FinTech Frontier

GIFT City: India’s FinTech Frontier

India’s bold experiment in global finance—Gujarat International Finance Tec-City (GIFT City)—has evolved from vision to a thriving reality. With its futuristic infrastructure, a unified regulatory body, and FinTech-first incentives, GIFT IFSC (International Financial Services Centre) is now one of the fastest-growing FinTech hubs globally, attracting major players

Tokenization in Payments: Enhancing Security and Streamlining Compliance

Tokenization in Payments: Enhancing Security and Streamlining Compliance

In today's digital economy, securing payment data is paramount. As enterprises scale and expand across borders, the complexity of managing and protecting sensitive information grows exponentially. Tokenization has emerged as a critical solution, offering enhanced security and simplified compliance for businesses navigating the intricate landscape of global payments.

The Impact of Real-Time Payments on Global Commerce: A New Era for Cross-Border Transactions

The Impact of Real-Time Payments on Global Commerce: A New Era for Cross-Border Transactions

In a world where digital interactions are instant, why should payments lag behind? Real-time payments (RTP) are no longer just a domestic convenience, they’re rapidly becoming the standard businesses expect across borders. For enterprises involved in global commerce, the shift to instant settlement is more than a technological upgrade:

Understanding SWIFT Payments: The Global Messaging Network That Moves Money

Understanding SWIFT Payments: The Global Messaging Network That Moves Money

What is SWIFT? SWIFT, short for the Society for Worldwide Interbank Financial Telecommunication, is the backbone of international financial messaging. Founded in Brussels, Belgium in 1973, SWIFT was established to bring consistency and security to the way financial institutions communicate across borders. Think of it as the global "language&

How Interoperability Works in Fintech: Bridging Financial Ecosystems

How Interoperability Works in Fintech: Bridging Financial Ecosystems

What is Interoperability? Facilitating seamless transactions across different payment systems and financial institutions requires managing certain complexities within international payments. Staying compliant while offering seamless transactions is one of them. Interoperability refers to the seamless exchange of data and transactions across different financial systems, platforms, and institutions. This enables a

The Anatomy of Payment Security: Decoding the Foundations of Payment Compliance

The Anatomy of Payment Security: Decoding the Foundations of Payment Compliance

In an increasingly interconnected world, cross-border payments drive global commerce, making payment compliance essential for trust and security. Beyond regulatory obligations, payment compliance safeguards against financial crimes like money laundering and terrorist financing while protecting businesses from hefty fines and reputational damage. As businesses navigate these complexities, understanding the foundational

Glomo collaborates with GIFT City: The Evolution and Strategic Leap into the Future of Finance

Glomo collaborates with GIFT City: The Evolution and Strategic Leap into the Future of Finance

In the last decade, GIFT City (Gujarat International Finance Tech-City) has quickly risen to prominence in the global financial landscape. Positioned strategically between Ahmedabad and Gandhinagar, this ambitious project stands as a testament to India’s aspirations of becoming a global financial powerhouse, rivalling established centers like Singapore, Hong Kong,

Understanding Compliance in Cross-Border Payments: AML and CFT Measures

Understanding Compliance in Cross-Border Payments: AML and CFT Measures

In the ever-evolving landscape of cross-border payments, compliance with Anti-Money Laundering (AML) and Counter Financing of Terrorism (CFT) regulations is crucial. These regulatory frameworks are designed to prevent financial crimes, ensure transparency, and uphold the integrity of the global financial system. For Payment Service Providers (PSPs) like Glomo, understanding and